Sunday, 12 July 2020

Important Considerations for Your SBA Business Plan if your Business Plan is for Miami

https://www.joorney.com/sbabank-loan-business-plan/


If you have a business plan for Miami and are working on an SBA loan, you’re going to need an SBA Business Plan. Planning a Miami-based business, like any business located in a major city, requires attention to a specific set of details that SBA business plans for other locations will not require.

Location and Office Space – The expense of the office is always something to be concerned about. That is especially true if you are writing an SBA Business Plan for Miami. If you are going to plan your business to be located in Miami, you are going to need to defend that choice because many of your costs are going to be higher simply because of your chose location.

If you have justifiable reason to locate in the city, you are going to need to be highly selective about your office or store location. If you are in retail, naturally your choices are limited. However, you may want to consider offering a boutique in-person shopping experience to limit the size of the retail space you need. This means you keep very limited stock on hand and order the rest to be delivered in store, or have your customers order off your website for home delivery.

If you are not in retail, ask yourself if all of your employees need to be in the office in person. Keep your office as small as possible and be realistic about who and how often they need to be in the space. You may even want to consider a fully remote model. If you are unsure about your long-term needs, renting or purchasing a larger space may be advantageous if you are able to offer coworking spaces and/or sublease. If priced correctly, this will actually create an additional revenue stream with a profit. Either way, the intent with the SBA Business Plan in Miami is to show you are cognizant of the exorbitant rent prices and either working to minimize this aspect or using it to your advantage.

Diversity & Appeal to Local Culture – If your SBA business plan is for a Miami-based business whose target market is also Miami, then you need to keep diversity at front of mind. One of Miami’s nicknames is the “Capital of Latin America”. Nearly 70 percent of the population is Hispanic and around half of all residents speak Spanish fluently. This isn’t just about speaking the language, or running marketing in the language, you also need to truly understand the culture. This will touch every aspect of your business from hiring and employment to product/service development. Unless you have a very highly specific target market that excludes this majority demographic, you need to make sure it is at the core of your business in every aspect.

There are many things unique about having a business in Miami however, these two are among the most important. Your SBA Business Plan will need to take these things into account and address them if you want your business plan for Miami to be viewed as complete and well-considered.

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